What is Financial Planning?

What is Financial Planning?

First, make a list of the things which would improve your life.

They are likely to be things that you want, places you want to go, as well as loans you want paid off and things you don’t want to worry about any longer.

A financial planner works with you to best use the resources that you have to achieve the goals and outcomes on your list. We structure a plan for you then work with you to keep you on track.

What is a Financial Planner?

A Financial planner works with you to achieve the goals and objectives that you wish to achieve. At ONeil Financial Planning we have extensive education and over 30 years experience advising clients through all sorts of economic, investment and political environments.

We have considerable knowledge with financial, investment, debt and tax strategies that will protect and grow your wealth. We are your voice of reason to discuss important life and career things such as new job offers and the impact that it would have on family life as opposed to just the financial benefit of a few more dollars or a better title.

Most people find it very comforting to know that their financial planner has a comprehensive understanding of exactly what they want to achieve as that ensures that decisions made are complimentary with the outcomes that you are pursuing. This is what we plan for and this is the road that we take to make sure you get to where you want to head.

Wealth Creation
The quickest way to create wealth is to build your investment assets whilst reducing your debts. A well structured plan will allow you to do both at the same time.
Life Insurance
The death or long term disablement of a partner is emotionally distressing and can be financially crippling. A well thought out Risk Plan could reduce the financial impacts of such events.
Estate Planning
If you died yesterday, would your executor know where to find your will, let alone anything else? Will your assets go to who you want them to go to ? You will be surprised how the Intestacy laws deal with the assets of people that die without a will.  If you have young children what happens to them if you died yesterday.

Retirement Planning
What is the most common phrase people over 55 say after we have met with them and initiated huge improvements to their situation?”I wish I had done this years ago.”

Aged Care
What is your aged care plan? Hoping to die in your sleep is great however it doesn’t happen for many. A lot of families never think of it until after a medical event has made it something that should have been considered years ago.

 

Tony B, Sorrento
The way things have worked out exactly as you have said is a credit to you and your advice.
Tony B, Sorrento